1 January 2024 British
Airways Credit Card Pricing
Guide
We’re committed to transparency with our 2024 fees and charges, and with the
British Airways Credit Card, we also provide you with more than just credit – you
enjoy a host of world-class value-added benefits.
There are costs involved with the use of your British Airways Credit Card, but at the same time many benefits have
been added to make it more than just a credit card. Some of these include no transaction fees on purchases, on
meeting qualifying criteria up to 55 days interest-free, 24/7 online banking, face-to face card delivery and worldwide
acceptance.
(6)
All fees below are inclusive of VAT.
Bidvest Airport Lounge Access
(SA Airports only – Domestic and International Departure Lounges)
Primary Credit Card Holder:
• 4 Domestic Lounge visits per year
• 4 International Lounge visits per year
• Preferential rate thereafter
Secondary Card Holders:
• Customer shares above benefit
• Primary Credit Card Holder
BRITISH AIRWAYS CREDIT CARD TRANSACTIONAL AND OTHER FEES
Credit card monthly facility fee
(1)
R30,00 pm
Credit card monthly account fee
(2)
R70,00 pm
Additional credit card (per card)
R20,00 pm
Purchases
Credit card purchases
(3)
No charge
Cash withdrawals
Branch counter (any local bank)
R100,00 + R4,00 / R100
Absa ATM
R2,50 / R100
Absa-supported ATM
(3)
R2.50 / R100
Saswitch ATM
R10,00 + R2.50 / R100
Overseas ATM
(3)
R100,00
Deposits
Cash deposit: Branch counter
R4.00 / R100
Cash deposit: Absa ATM
R2.50 / R100
Account payments and funds transfers
Beneficiary Payments (Absa to Absa)(Absa ATM, Internet
Online, Mobile & Chat Banking)
R15,00
Beneficiary Payments (Absa to Other banks)(Absa ATM,
Internet Online, Mobile & Chat Banking)
R15,00
Beneficiary Payments (Branch)
R80,00
Online, Mobile and Telephone Banking
(6)
No Charge
Funds transfers
• Branch counter
• Absa ATM
R100,00
No charge
Balance enquiries
Absa ATM
No charge
Absa-supported ATM
No charge
Saswitch ATM / Post Office terminal
R10,00
Terms and conditions apply.
British Airways Credit Card – Supported and Issued by Absa Bank Limited an Authorised Financial Service Provider and Registered Credit Provider NCRCP7
BRITISH AIRWAYS CREDIT CARD TRANSACTIONAL AND OTHER FEES
Statement fees and notifications
Absa ATM ministatement
R10,00
NotifyMe notification fee (SMS, email or fax)
R0,60
Other fees
Unpaid debit order
No charge
Invalid disputes fee – domestic transactions
(6)
No charge
Invalid disputes fee – international transactions
(6)
No charge
Duplicate statement fee
* Single replacement copy
* Any additional copies of the same statements
No charge
No charge
Face-to-face delivery
No charge
Archived bank statements (Online)
No charge
Tax certificate (per statement)
* Branch
* Online
- Current year
- Previous year
No charge
No charge
No charge
Urgent Card delivery via Courier
Depend on Area
Initiation fee
R175,00
Notice/proof of payment (Online, Mobile, Telephone)
- SMS | E-mail | Fax
R1,25 | R1,25 | R12,00
Cashback at Point of Sale (Local POS)
No charge
Insufficient funds fee (in respect of any insufficient
funds decline)
R10,00
Statement fee if E-mail | Fax
R2,00 | R12,00
CashSend
(5)
R2,50 | R100
Prepaid Airtime, Electricity & Data Topup - Absa ATM, POS,
Mobile and Telephone (IVR)
R1,50
Prepaid Airtime, Electricity & Data Topup - Saswitch
R12,00
Lotto purchase via an Absa channel
(5)
R2,70
Account Verification Fee
R7,00
Mobile Banking Lite (120* 22272#)
Monthly fees
Account payments
Funds transfers
Balance enquiries
Statement enquiries
Stamped Statement Fee
SMS notice/proof of payment made via
- Online
- Mobile
- Telephone
No charge
No charge
No charge
R0,60
R0,60 mini statement via SMS
R10,00
R1,25
R1,25
R12,00
(1)
Credit card monthly facility fee: This fee relates to the cost charged monthly for the routine administration of
maintaining your credit facility. This fee enables the everyday use of your credit card and the credit granted.
(2)
Credit card monthly account fee: This fee relates to the cost charged monthly for the administration and
maintenance of the value-added features on your credit card account. This fee enables the ‘more than just credit’
features on your card.
(3)
A currency conversion fee of 2,75% (of the rand value of the transaction) applies to any transaction outside
South Africa.
(4)
We may charge a replacement card fee or lost card administration fee at our own discretion.
(5)
Important to note that CashSend, Prepaid and Lotto transactions are not available via the British Airways Digital
Banking. If you have an existing Absa Internet Banking / Absa Banking App profile, you will be able to perform these
Terms and conditions apply.
British Airways Credit Card – Supported and Issued by Absa Bank Limited an Authorised Financial Service Provider and Registered Credit Provider NCRCP7
transactions by using your British Airways credit card.
Terms and conditions apply.
British Airways Credit Card – Supported and Issued by Absa Bank Limited an Authorised Financial Service Provider and Registered Credit Provider NCRCP7
(6)
Up to 55 days interest-free on qualifying credit card purchases, subject to full payment of the outstanding balance by the
payment due date. Interest is charged from the transaction date on cash withdrawals, casino transactions, fund transfers (inter-
account, branch, and ATM), budget plan purchases, ATM account payments, beneficiary payments, CashSends, prepaid and
Lotto. Terms and conditions apply. Visit bacard.co.za
• Avoid paying cash deposit fees when you transfer payments. No fees are charged on electronic fund transfers to your credit
card account using electronic channels (internet, App, USSD, telephone banking or ATM).
• Automatic Basic Travel Insurance cover whenever international return travel tickets are purchased, and you have the option
to purchase Top Up Cover*
• Optional Credit Life Protection Plan is an optional offering that provides cover for Death, Terminal Illness, Total Permanent
Disability, Total Temporary Disability, Critical illness, and Loss of Income. The cost of this plan is a percentage of the
average outstanding balance per month. The maximum monthly premium rate is 0.41% of the average outstanding
balance. **
* Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).
** Underwritten by Absa Life Limited, an insurer licensed to conduct life insurance business (I121). Registration number
1992/001738/06
Tip:
No transaction fees are charged on fuel purchases made using your credit card.
For more information visit bacard.co.za
