CAR KIT
YOUR ON-THE-ROAD
KEEP THIS
IN YOUR
GLOVE BOX!
AN EXPERT GUIDE TO YOUR AUTO POLICY
+
SMART DRIVER TIPS AND TRICKS
CHECK FOR INJURIES AND CALL 911
IF NECESSARY
You should never move an injured
person unless he or she is in immediate danger.
TAKE PICTURES TO DOCUMENT THE SCENE
Only take pictures if you can do so safely. Include all
vehicle damage and the surroundings, and upload
pictures to geico.com after you report the loss.
GET YOUR VEHICLE TOWED If your car isn’t
drivable, call GEICO to report the loss. GEICO will
help you get your vehicle towed quickly.
LET GEICO KNOW Our helpful agents are available
24/7 to help guide you through the process. Report
a claim by calling 866-351-0266, on geico.com,
or via the GEICO Mobile App.
ACCIDENT
CHECKLIST
EXCHANGE AND RECORD INFO Don’t discuss
who is at fault. Only disclose your name, your insurance
company, your policy number and GEICO’s phone number
to the other parties (other than the police). Write down:
DATE AND TIME
LOCATION
POLICE REPORT NUMBER
OTHER DRIVER’S LICENSE PLATE NUMBER,
INSURANCE & CONTACT INFO
!
Step 1. Fold here
Step 3. Fold here
Step 2. Staple here (x3)
Limitations apply. See geico.com for more details. GEICO & affiliates. Washington, DC 20076 © 2019 GEICO
SERVICE AND CLAIMS 866-351-0266
EMERGENCY ROADSIDE SERVICE 800-424-342 6
PAY BY PHONE 800-932-8872
HOMEOWNERS OR RENTERS QUOTE 800-841-0723
NUMBERS TO KNOW
Download a mobile
version anytime using
our app. And don’t
forget to sign up for
paperless policy
and billing!
NO WORRIES!
LOSE YOUR
PAPER
INSURANCE
CARD?
1.
10.
ROADSIDE
ASSISTANCE
Flat tire? Ran out
of gas? Locked out?
Our Emergency
Roadside Service
(ERS) can help.
Log in to your GEICO
Auto Policy or call
800-424-3426
to get a quote or
add it to your policy.
MAKE IT EASY:
DOWNLOAD
THE APP
PROOF OF INSURANCE
is available on your phone
or tablet in the form
of digital ID cards.
FIND GAS locates the
lowest real-time prices of
fuel nearby—and gives
you directions there.
MANAGE YOUR POLICY
by paying a bill, adding
a dri
ver or vehicle, or
changing coverages.
2.
9.
WELCOME TO
ou have a lot of options when it comes
to auto insurance, and we’re honored that
you’ve chosen us to protect you behind
the wheel. To help you get started, we’ve
created this useful car kit that you can stash in your
you need while on the road, including explanations
of essential insurance terms, an illustrated, step-by-
step guide to changing a tire, surprising ways to save
on insurance and a handy checklist that shows you
what to do in case of an accident.
Y
THANK YOU FOR BECOMING PART
OF THE GEICO FAMILY!
WHETHER YOU’RE GETTING MARRIED,
BUYING A HOME OR ADOPTING A PET,
GEICO’S HERE TO GROW WITH YOU.
WE SEE
MORE SAVINGS
IN YOUR FUTURE
$
$
$
$
$
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T
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R
O
A
D
F
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L
I
F
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A
T
H
O
M
E
MOTORCYCLE
AND ATV
COMMERCIAL
AUTO
RIDESHARING
RV
BOAT + PERSONAL
WATERCRAFT
RENTERS
PET
HOMEOWNERS
AND MOBILE
HOME
CONDO AND
FLOOD
JEWELRY
IDENTITY
PROTECTION
TRAVEL
PERSONAL
UMBRELLA
INSURANCE
LIFE INSURANCE
3.
8.
COV E RAGE GUI DE
PERSONAL INJURY
PROTECTION May pay for your
passengers’ and your medical
treatment, lost wages or other
accident-related expenses, no
matter who caused the accident.
MECHANICAL BREAKDOWN
INSURANCE (MBI) Covers
repairs to all mechanical parts
of the car, protecting you from
expensive repair bills after
your warranty expires.
TERMS
IN PLAIN
ENGLISH!
RENTAL REIMBURSEMENT
Or “Transportation Expense,”
this optional coverage helps
pay rental car costs when your
insured vehicle is disabled owing
to a covered accident or loss.
PROPERTY DAMAGE LIABILITY
COVERAGE Pays for damage
to someone else’s vehicle or
property resulting from an
accident for which you are at
fault. May provide legal defense.
UNINSURED MOTORIST
COVERAGE May pay for your
injuries or property damage
caused by an uninsured
motorist or, in some states,
RENTAL
9 HELPFUL
THINGS
TO HAVE
IN YOUR CAR
DID YOU KNOW?
J
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P
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&
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YOU CAN USE KITTY LITTER TO
GET YOUR CAR OUT OF THE SNOW
OR MUD! Clear loose snow or mud
around your tires, then sprinkle kitty
litter around your tires for traction.
U
M
B
R
E
L
L
A
P
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O
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C
H
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R
4.7.
EMERGENCY ROADSIDE
SERVICE (ERS)
tire or a dead battery, need to get
towed, or get locked out of your
car, we’re there for you. It starts
at only $14 per year per vehicle.
!
COLLISION COVERAGE Pays for
damage to your car when it hits or
is hit by another vehicle or object,
or if the car overturns. Subject to
the terms, limits and conditions
of your policy contract.
COMPREHENSIVE PHYSICAL
DAMAGE COVERAGE Pays for
damage to your car that is not
the result of a car accident. For
TOP 10 INSURANCE
BODILY INJURY LIABILITY
COVERAGE Pays for damages
to others for injury or death
resulting from an accident in
which you’re at fault. May
provide legal defense.
DEDUCTIBLE The portion
of a claim that you pay out
of pocket. Budgeting tip:
Opting for a higher deductible
will lower your insurance
premiums, so choose wisely.
$
$
FL AT TIRE
FIX
*
SPARES come in a full-size version and a smaller “donut,”
front tire, remove a rear tire and replace it with the donut.
Then replace your front tire with the rear tire.
JACK UP
THE CAR.
PUT ON YOUR
SPARE
*
AND
PARTIALLY
RESECURE
THE LUG NUTS.
5
LOWER
THE CAR.
6
PARK ON A SAFE FLAT,
HARD SURFACE OFF
THE ROAD AND MAKE
SURE TO PUT ON THE
EMERGENCY BRAKE.
7
FINISH TIGHTENING
YOUR LUG NUTS.
ALWAYS TIGHTEN TOP
TO BOTTOM, LEFT TO
RIGHT.
(ORDER SHOWN)
1
2
3
4
LOOSEN THE LUG
NUTS HALF A TURN
WITH A TIRE IRON,
BUT DON’T TAKE ANY
OF THEM OFF YET!
3
1
2
4
REMOVE THE
LUG NUTS AND
THE WHEEL.
5.
6.
PAY
PAINLESSLY
: )
YOU’VE GOT OPTIONS.
PICK THE PLAN THAT
WORKS FOR YOU AT:
GEICO.COM/PAYMENTS
SET UP AUTOMATIC PAYMENTS
Stop worrying about your bills. Sign
up with Electronic Funds Transfer (EFT)
or your credit or debit card, and you’ll
never be late again.
SPREAD YOUR PAYMENTS OUT…
Choose the number of installments
that work for your life—and budget.
…OR PAY IN FULL
Pay the full premium by the policy
(And you’ll avoid installment charges.)
GO GREEN
Sign up for paperless billing and do it
all online. eBill and ePolicy are great
ways to keep track of your payments
and policy documents.
DOWNLOAD OUR APP
Pay your bill anywhere, anytime, and sign
up for text alerts when payments are due.
Text* MOBILE to 43426 to download now.
*Message and data rates may apply.
GO TO GEICO.COM FOR A FAST, FREE QUOTE FOR
RENTERS OR HOMEOWNERS INSURANCE.
THERE’S A DISCOUNT FOR THAT?!
ALUMNI DISCOUNT
MILITARY AND FEDERAL DISCOUNT
GOOD STUDENT DISCOUNT
GOOD DRIVER DISCOUNT
MULTI-CAR DISCOUNT
SMART WAYS
TO SAVE BIG
DO YOU RENT?
Help safeguard all of
your possessions
with a renters
insurance policy.
DO YOU OWN?
Whether it’s a house or
a condo, the GEICO
Insurance Agency could
help protect your
biggest investment.
COMBINE
& CONQUER
Protect your
property and you could
score savings with
our Multi-Policy
Discount.
FIND OUT ALL THE DIFFERENT WAYS YOU COULD SAVE AT
GEICO.COM/DISCOUNTS
